This time of the year tropical storms and hurricanes cause concern for many. These storms can create minor damage such as broken tree limbs and debris. However, other homeowners may suffer major damage to their home and property.
The weather has been a bit unpredictable over the last few years. Having homeowners insurance can give you some peace of mind in case a storm or hurricane causes unexpected damage along with expenses. The question then arises should you file a claim or not as well as how to document damages. Here's some information which you may find helpful.
Most people don’t enjoy paying for homeowner’s insurance—that is, until they have a claim. Where I live, in the Northeast, we had brutal weather over the past year and cause to be thankful for insurance. We had severe flooding from rainstorms, an earthquake and a hurricane in one week, and snow in the fall, and the weather affected many homeowners in the region.
Unfortunately flooding and earth movement are specifically excluded from homeowner’s insurance, but it’s always a good time for a refresher on the best ways to document damage and file a claim when necessary.
We're in hurricane season, so now is a good time to call your insurance agent and go over your policy and make some adjustments, if necessary. Take care, and be safe!
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I hope that you enjoyed this Tips for Documenting Homeowner’s Insurance Claims post!