The home loan process can feel overwhelming, but it's simpler than you think. Before you start searching for a home the first thing to do is to talk with a loan officer. If you don’t know of one , we work with some of the best lenders in the industry. We'll be happy to introduce you.
Before you start looking for a home to buy, it’s a good idea to meet with your mortgage specialist to get pre-approved for a loan amount.
During this part of the home buying process, the lender obtains information about income, assets and debts to determine how much house you may be able to afford.
This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements.
There are a variety of loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.
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We’ll help you find the best local loan officer to get you competitive rates and find the programs that best fit your individual needs.